Phinancer uses certification tiers to make operational roles visible on-chain. A certification is not a guarantee of honesty or performance; it is a protocol-level signal backed by stake, rules, reputation and, where applicable, slashing risk.
| Tier | Planned stake | Role | Possible revenue | Primary risk |
|---|---|---|---|---|
| Server | 1,000,000 | Infrastructure, validation, processing | Fees & delegation | Slashing, uptime, hardware |
| Broker | 1,000,000 | Financial venue, pairs, agent relations | Commissions & services | Compliance, reputation |
| Gate | 50,000 | Fiat on/off-ramp or bridges | Own fees | Local compliance, liquidity |
| Platform | 25,000 | Frontends, dashboards, APIs, products | Own model | Reliability, security, UX |
| Agent | 10,000 | User relationship & support | Split with broker | Reputation, conflict of interest |
| Analyst | 10,000 | Content, research, analysis | Subscriptions / services | Editorial responsibility |
| Dev | 5,000 | Development & integrations | Services, apps, tools | Bugs, security, reputation |