Whitepaper

The protocol, in depth.

The Phinancer whitepaper explains the protocol vision, ecosystem roles, privacy model, token mechanics, certification structure, governance direction and roadmap. The canonical version is versioned, signed and easy to read online.

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Contents

  • Vision & Hiper-DEX model
  • Ecosystem roles
  • Privacy model
  • HDEX token mechanics
  • Certification structure
  • Governance direction
  • Roadmap

Integrity & versions

Version: v0.2 (draft)
Languages: EN · PT-BR
Updated: 2026-06
SHA-256 EN PDF: 7EC2692A4E5637710BA691D3833D80FB3314404790A45F8FB760CE4421705288
SHA-256 PT-BR PDF: 835596F5547851B7D417830E2E20854E6FDFFF2CE0300AEFBF8D9E7129009023
SHA-256 EN MD: 0FD365A26AA7ABDDD943C5DABEB8013C90F7B9E8807D8C0BAE47A5B6578C604F
SHA-256 PT-BR MD: 6D2CA98E638D9B99685EC51AB4909E5B9EC9802093F61DC5B24594EC1A992527
SHA-256 DOCX: 8D90CC765EE296CED3307743D00565D55974D6538EE5AFFE5B6807E0B46D02FB
Signature: not yet published

Published files include English PDF, PT-BR PDF, Markdown sources and draft DOCX. A cryptographic signature has not been published yet; for now, verify SHA-256 hashes before redistribution.

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If any public website copy conflicts with the current architecture documents or source code, the current architecture documents and source code are authoritative.